
MEMORY KEEPING 101: BUDGETING YOUR MEMORY KEEPING EXPENSES
It’s Like Layaway, but in Reverse!
Remember Layaway? I’ve got something better.
There was a time when only a few of us carried credit cards. Hard to believe, I know. But we also used paper maps rather GPS, as hard as that is to grasp. Not everything from those days-gone-by was awful. Take Layaway, for instance! You’d see something you liked, but couldn’t afford. If you put it in layaway, the store would hold it for you and give you several months to pay it off. The plans varied, but they let you stay in your budget and still get special items you couldn’t afford otherwise.
Then we all got credit cards and the debt just keeps adding up. The flip side of the coin is that when you see something you want, you can get it immediately. The downside is that you may still be paying for a purchase long after the item you bought is useful to you.
The FOREVER Club is like a mashup of credit cards and layaway. It’s a tool you can use in several ways to make Memory Keeping affordable.
The Layaway Plan
I know Memory Keeping is not cheap. It’s worth every penny and every hour, but it’s an investment you make in yourself, your family and your future. Let’s say you do want to get started, but you really can’t afford it right now. Could you afford $25? Especially if that $25 would spend like $26.25. Sounds better doesn’t it.
So, join the Club! Invest $25 a month. Charge it to your credit card or put it on your debit card. Forget about it for a few months and soon you’ll have paid for a lot of Memory Keeping. In fact, in about a year, you’ll have saved up enough money for a large digitization box, one that holds 20 VCR tapes or 500 photos. During the year you can be organizing your media, so that when your box comes, you’ll be ready.
Don’t need digitization, just a safe place for all your digital images. Great, start putting that $25 a month away and in a year, instead of a large digitization box, you’ll have enough saved for about 25 GB. What will that hold? Up to 25K digitized images. Would that help?
Using The Club as a layaway plan can help get you to any of your Memory Keeping goals without getting into deep debt. You want Artisan 6 Scrapbooking software – less than 6 months of savings. The same with Historian. Save up for Family History Research or Video Streaming. You don’t get the 5% discount on Family History Research, but you can use the Club to save up for it.
The Credit Card Plan
If delayed gratification is outside your wheelhouse, then The Club can still help you. Not everything in FOREVER can be purchased today and paid out over time, but some of the large ticket items can. Take that Video Streaming Plan for instance. You can get it now with the 60 month Payment Plan and use the The Club to cover your payments. That way, instead of incurring $1600 on your credit card today, you’ll be charged about $26 a month and can cover it with the Club. Imagine the interest you’ll save.
Or how about that storage? Step up to 50GB and pay it off in 24 months, covering your payments with The Club. You could even join Pixels 2 Pages, the amazing online community of digital scrapbookers and let The Club cover your monthly payments.
The Automatic Discount Plan
So, perhaps you don’t need to save up for your Memory Keeping Purchase, but don’t believe you should pay a penny more than you need to for anything. You want a TB of storage, a video streaming plan and a large digitization box. Cool. You’ll need to spend about $7800, but with The Club you can save about $300. Just join The Club, invest your $25 and get 5% off everything you buy. After your shopping spree is over, just get out of The Club and enjoy your purchases. Or stay in for future purchases. It’s up to you.
The Budgeting Plan
Another great way to use The Club is as a budgeting tool. Let’s say you’ve got several Memory Keeping Projects you need to do, but you don’t want to spend more than $100 per month on your projects. Welcome to the Club!
You sign up for The Club and choose the $100 level. Job one is digitizing some precious memories which are at risk, so you invest in a small FOREVER Box. Using your Club Membership and your $20 Off Welcome Coupon, you order your box and use about $35 of the money you invested in the Club, leaving you about $65 in the Club.
You get your photos and videos together while waiting for your box. When it arrives, you’ve got 2 VCR tapes and 100 photos you want to have digitized. The 2 VCR tapes are covered by the price of the box, but with your Club Discount the photos would be just under $69. You go ahead and return the box to FOREVER, who will audit the box and verify the price of your extra items. In the meantime a month has passed, you’ve put another $100 in The Club and when the $69 comes out, you’ve still got $96 in The Club.
When your items have been digitized, you have 60 days to decide what you want to do with them, but you’ve always known you wanted them to go into your FOREVER storage you own rather than rent. After your third Club payment is made, you’ve got $196 dollars to spend and that easily covers the price of 10GB of storage. You buy the storage you need for your images and still have money left over for your next FOREVER purchase and because it’s the third month of the plan, you’ll get 2 extra GB of storage – something you’ll get every third month you belong to The Club. At this point, you probably also have plenty of room for the hundreds of images you’ve got stored on you phone.
Using this example, let’s say that you spend a couple of months curating the images you’ve uploaded to FOREVER. You’ve also been sharing them with your family and friends through FOREVER’s connections and a few times you even shared some on social media, which is so easy with FOREVER. Then things get crazy at work, you go on vacation and a couple of months pass where you don’t get anything done in your account.
Don’t worry! Club Dollars never expire and while your back was turned you got another 2GB of storage. When you get back to your projects you have about $440 waiting for you. You’re ready to start getting creative with Artisan 6 and you want to join the Pixels 2 Pages Digital Scrapbooking Community Online. Go for it and you’ll not only have the software and belong to P2P for a year, but you’ll have plenty of money left to shop for some digital art to go with all the free art you got with Artisan and with your P2P membership.
Getting Even More Creative
These are just a few of the scenarios I’ve seen with The Club. I’m surprised every day by the way people discover to use it. Remember the client who saved $300 on a $7800 purchase. Well, some people make the whole purchase with Club Dollars to also get free storage.
So, they know they need to stay in The Club for 3 months to earn free storage. They divide the $7500 they need to spend into a three month investment, buying $2500 worth of Club Dollars (i.e. that’s 10 $250 memberships). At the end of the 3 months, they buy the things they wanted and they get 50 GB of free storage – a value far above $600 on top of the $300 they saved on their purchases and their savings are near $1000!!
The Club comes with other benefits. Free shipping for print projects on Club Weekend, Quarterly Zoom Calls with the Founder and even a CLUBload contest every month, where you can win gift certificates for uploading the most images! Specials offered only to Club Members. The list goes on.
I know few people will be stepping up to buy $7600 of Memory Keeping at one time, but whatever your project and your budget, share that information with me and I’ll help you get the very best deals possible. With Christmas just around the corner, you may need to touch base immediately, but I’m always here to help you with your Memory Keeping.











